Category Archives: Federal Government

New York’s Health Agency (NYSDOH) Cited in Iraq War’s Blowback

New York, NY, 2016-Dec-31 — /EPR GOVERNMENT NEWS/ — As the Iraq War’s official end on December 18, 2011 marks its fifth anniversary, many questions remain on its fallouts. New York’s French-American community is one of them, as it remembers its blacklisting when France opted out of attacking Iraq.

Choosing diplomatic pressure rather than “shock and awe” ignited fury for many in New York. The call for anti-French boycotts resonated in tabloids as pictures of New Yorkers spilling wines in gutters vied with accusations of an ally’s betrayal and cowardice. Information can be found by googling “New York’s French boycotts and Iraq,” and “Freedom fries.”

How effective were the boycotts? “Very much so, even devastating,” says French consulate’s official physician and mental health coordinator at the time, Gérard Sunnen, MD, “the French-American community of New York was stunned by their virulence. Why, many wondered, did they materialize only in New York, in striking contrast to the rest of the country?”

“Targeted were all manner of French-American businesses, from Air France to bakeries, as rosters of marked companies circulated widely. Earliest felled were restaurants, whose sales plummeted by as much as half. Like dominoes, they closed their doors, dismissing their workers. Called by many the “consulate’s darkest hour,” it went on for weeks, interminable months, and still resonates today.”

“As layoffs mounted,” Dr. Sunnen added, “so did their mental health consequences, from all manner of stress reactions to self-destructive depressions. And workers suddenly out of work could not find employment because no one would take them. The consulate’s social services department work load soared to levels never attained before.”

Faced with this onslaught, the New York State Department of Health (NYSDOH) was repeatedly contacted to lend the community its medical and mental health assistance. In addition, New York state and city top officials were insistently asked to add their voice to call off the boycotts. All appeals remained unanswered and, for reasons of non-assistance and abandonment of responsibility, this matter was eventually reported and filed in New York and Federal courts.

Dr. Sunnen, who also cites his experience as a Vietnam-era U.S. veteran, concludes, “history needs constant reckoning, otherwise it can remain a fable. These events are now brought to light so that long-term allies can better understand the meaning of their relationship.”

References:

Gérard Sunnen, MD: www.triroc.com/sunnen
Supreme Court, State of New York, No. 102194/2012
U.S. District Court, Southern District of NY 12 Civ. 3417
U.S. Court of Appeals, 2nd Circuit 13-465cv
U.S. Health and Human Services (HHS) 1:13-cv-1242
New York State Division of Human Rights (NYSDHR) No. 10181422
National Transportation Safety Board (NTSB) No. DCA96MA070

Contact-Details: Gerard Sunnen, MD

 

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Core Assets Announces New Centre For Research In Fostering And Education

Core Assets has announced Minister for Children and Families, Edward Timpson MP, has officially launched a new and innovative research centre at the University of Oxford that sets out to improve the lives of children and young people in foster care.

The Rees Centre for Research in Fostering and Education, based in the Department of Education, is thought to be the only dedicated research centre in the world to examine how policy makers and agencies can improve educational outcomes for children and young people in foster care. The Rees Centre will involve carers, fostered children and young people and service providers in identifying urgent areas for research.

Edward Timpson MP, said: “Foster carers make a massive difference to the lives of vulnerable children by helping to give them a loving and caring home, and the much needed stability for them to succeed at school. We need to know what works and why, so that we can give more children in care a better chance to succeed. That is why the work of Rees Centre is so important to children across the country. I very much look forward to working with the centre.”

Coinciding with the launch, the centre has published an international review of research on why people become foster carers. The next research project to be implemented by the centre will examine ways of tackling the current recruitment crisis of foster carers in England. Researchers from the centre will study carers in England specifically, asking them why they started fostering children. Why people foster is a topic of urgent interest to policy makers and practitioners because the current number of available foster carers lags behind the increasing number of children and young people seeking placements. The research will be guided by carers, some of whom will also receive training to interview other carers as part of the research.

The Rees Centre is named after Jan Rees, founder and non-executive director at Core Assets. Core Assets, a major provider of children’s services in the UK and internationally, is giving financial support to the centre.

Jan said: “I am enormously excited to put my name to such an august endeavour; practice- based research into the mechanics of fostering is an undeveloped area. We hope it will discover more about what makes the best foster parents, what constitutes the most efficacious support and what conditions children need to flourish in order to maximise their academic, social and emotional potential. To have Oxford University support our efforts is beyond my wildest expectations and we hope that this centre will grow into a worldwide resource.”

The new centre will draw on the world-leading expertise of the Department of Education at the University of Oxford, which carries out cutting-edge, policy-related research into how disadvantaged children and young people can be helped to achieve. Its researchers will also include academics working in related disciplines and faculties at the University, particularly in the Department of Social Policy and Intervention, as well as from other institutions both in the UK and in other parts of the world.

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2012ElectionNews.org Changes Its Name To USElectionNews.org

The popular U.S. election news website, 2012 Election News, has officially changed its name. Jillian Curtin, Editor-in-Chief of 2012ElectionNews.com has announced that the website has changed its name and URL to USElectionNews.org, to provide an accurate reflection of its ongoing focus.

“The response has been overwhelming,” said Curtin. “What started out as a simple 2012 election discussion has turned into a national conversation about our personal rights, needs and dreams.”

The name change is effective immediately and the site’s new URL is http://uselectionnews.org. What began as a forum for the U.S. presidential elections in August 2010 has evolved and taken on a life of its own. The site was originally created as a non-partisan informational venue for news about U.S. elections and candidates. The website also provided voters with a forum for the free exchange of ideas on issues of concern.

In less than a year, US Election News has grown from a hub for local, national and global election news to a go to website for information on the economy, the war on drugs, workers unions, employment, government spending, worker safety and natural disasters relateing to our government leaders. The site also addresses immigration, healthcare, terrorist activities, the emerging green energy industry, social issues and international relations as releated to United States and Presidentail elections.

The multi-media site features a wide range of audio, video and written content. The publication informs voters about topics of concern that affects them on a local and national level, along with issues in far reaching locations around the globe. US Election News disseminates information on a non-partisan basis from Republicans, Democrats, Independents and Tea Party members.

US Election News has its headquarters in Cartersville, Georgia. The publication is always seeking qualified journalists to provide news and information for a balanced view on local and global issues. The site recently launched its complimentary Facebook page that can be found at http://www.facebook.com/2012ElectionNews. The Facebook site welcomes visitors and invites them to engage in lively civil discourse and debate on topics both foreign and domestic.

US Election News is dedicated to providing voters with a balanced view of the issues and actions taking place on a daily basis that affects all facets of life in a global community. The site welcomes visitor interaction and communication for a better understanding of government and world events that shape the history of the world each day.

US Election News can be contacted by phone at 202-379-2821 or by email via the convenient online form.

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WTAMU Professor Seeks Exit Poll Data

Dr. Dave Rausch is gearing up for November’s general election. That’s because Rausch, Teel Bivins Professor of Political Science at West Texas A&M University, loves studying election results and is conducting an exit poll for November’s gubernatorial election.

“I use exit polls to uncover the reasons why voters selected a particular candidate,” Rausch said. “I also use the data for teaching social statistics.”

An exit poll is a survey of sorts taken soon after selected voters leave their voting place. This type of poll differs from an opinion poll by asking how the voter actually voted. Rausch is asking voters to visit wtamu.edu or his web site at wtamu.edu/~jrausch. Both sites will have a link for the exit poll with a few questions about the election as well as questions on term limits, the Tea Party movement and the United States Congress. Voters also will be asked some economic questions and about religious affiliation and church attendance to help Rausch define voting trends.

“The information collected will give me a better understanding of why voters cast ballots as they did,” Rausch said.

Early voting runs Oct. 18-29, and election day is Tuesday, Nov. 2. The general election ballot will include the race for several state offices including governor, lieutenant governor and attorney general.

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Foreign Translations, Inc. Announces Award of GSA Five-Year Contract Extension

Foreign Translations, Inc. (www.foreigntranslations.com), leader in document translation, website localization, and International SEO, announces the successful extension of its contract with the General Services Administration (GSA) as an authorized vendor of translation services for the Federal Government.

The 5-year contract renewal for multilingual translation and interpreting services extends through May 2015. Foreign Translations, Inc. was first awarded a GSA schedule contract in May 2005. Foreign Translations, Inc. has provided services to several government agencies including: transcription work for the Bureau of Alcohol, Tobacco, Firearms and Explosives and the United States Department of Treasury; multilingual translation and brochure design for the Peace Corps; and translation services for the U.S. Department of Transportation, the U.S. Department of Energy, the U.S. Department of Justice, the FDIC, the U.S. Army Corps of Engineers, the U.S. Air Force, the U.S. Navy, and the U.S. Department of Commerce.

According to Foreign Translations, Inc.’s CEO Ken Zwerdling, “this GSA contract allows us to support all the different branches of government, including continuing support for the U.S. military in Iraq and Afghanistan.”

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Auditing The FED: Could It Become A Reality?

Although not many Americans understand the inner workings of the Federal Reserve (FED) Thomas Woods, the author of Meltdown points out, “3 out of 4 of them want it to be audited–simply for the common sense reasoning of ‘why wouldn’t we want it audited?'”

The FED controls the money supply for the entire nation. It also manipulates interest rates through the buying and selling of bonds and by directly setting the Federal Overnight Funds Rate, the rate at which it charges private banks to borrow money from it in order to meet reserve requirements and respond to consumer withdrawals.

But what does the FED really do with all of the money that it is control of? It’s certainly not any conspiracy theory to consider that, for instance, the FED may be working in conjunction with the CIA in order to manipulate the global political scene in the interests of the United States. What if the FED is investing hundreds of billions of dollars in major Wall Street banks in order to manipulate their stock prices? Whether or not the FED is doing anything “wrong”, the American taxpayers have the right to want it to be as transparent as other major financial institutions.

Yet, there is very little transparency about the Federal Reserve. Nobody outside of the FED really knows what the FED is doing with monetary policy at any given time. Some say that that Bill HR 1207, a.k.a. Ron Paul’s Audit the FED Bill, is not sensible because the FED is already audited. But…is it?

If the FED is already audited, why then the near total lack of transparency? Why is every Federal Reserve officer, including Chairman Ben Bernanke, ranting and raving that this bill, if passed into law, would compromise America’s financial security? Why is Treasury Secretary Tim Geithner siding with them on this?

As Thomas Woods says, “People don’t act this way unless they’ve got something to hide. They just don’t.”

Can it be a good sign that those who are in total control of our money supply are hiding whatever it is that they do? If the FED were already being audited, why isn’t Bernanke’s protest against HR 1207 simply that it would be redundant overkill? Why does President Obama, who believes himself to be the President of Change, completely side with Geithner in not wanting this bill to be passed? There is nothing changed or different about this secrecy from above in our government, whereby those who think they know what’s best for us haughtily try to save us from ourselves.

HR 1207 is seen as so important that every Republican in the House of Representatives, as well as the majority of Democrats, wants to sign it into law. When we have such bipartisan agreement under this current, typically divisive liberal government, it can only be a sign that something of extreme importance is being discussed.

Watch the Nabers Group interview with author Thomas Woods here http://www.youtube.com/watch?v=xJR9CPZt6eE.

ABOUT JEFF NABERS:

Jeff Nabers is a nationally recognized educator, speaker, and consultant specializing in the topic of personal finance and self-directed wealth management.

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The Latest Health Study Of 9/11 Survivors And Rescue Workers Is Raising Serious Concerns Among Leading Experts And Politicians Alike

According to the World Trade Center Medical Working Group of New York City’s 2009 Annual Report on 9/11 Health, long-term medical and mental health problems continue to rise in the terrorist attack victims. The report also underscores the urgent need for increased special federal funding for medical services and additional research. [http://home.nyc.gov/html/om/pdf/2009/pr418-09_report.pdf]

“It’s critically important to sickened 9/11 heroes and heroines that they are not forgotten as the majority of them still don’t have the proper health care and struggle with medical insurance companies,” says Steven M. Centore, author of One of Them: A First Responder’s Story.

Mr. Centore, who is a 9/11 first responder, a federal employee and a Navy veteran, details his own battles with medical insurance companies and the federal government in his book—battles that have made his many 9/11-related health problems all the more painful to deal with.

Mayor Michael Bloomberg released the Annual Report on 9/11 Health, which was based on recent medical and environmental research.

“We will do whatever is needed to take care of those who came to our aid after the city’s darkest day,” said Mayor Bloomberg.

Appointed by the mayor two years ago, The World Trade Center Medical Working Group is comprised of health experts in the fields of science, medicine and government. Its aim is to examine and analyze research findings on health impacts caused by the September 11 attack.

“It’s eight years after the attack and 9/11 victims continue to fight for the government’s attention and help,” adds Mr. Centore. “They put their own health, their own lives and the futures of their families on the line when the nation needed them, and they deserve respect for their sacrifices.”

Mr. Centore has appeared at congressional hearings to fight for the rights of the thousands of first responders. In his book he details his own personal account of his experience at Ground Zero on 9/11.

To learn more about how you can help or to buy the nationally acclaimed book One of Them: A First Responder’s Story, visit www.SteveCentore.com or www.wadv-oneofthem.com. The book is also available on Borders.com, Target.com, Amazon.com and BarnesandNoble.com.

For more information about One of Them: A First Responder’s Story, contact Steven M. Centore directly at Scentore@yahoo.com.

WORLDWIDE ASSOCIATION OF DISABLED VETERANS, INC. and author Steven M. Centore chose Arbor Books, Inc. (www.ArborBooks.com) to design and promote One of Them: A First Responder’s Story. Arbor Books is an internationally renowned, full-service book design, ghostwriting and marketing firm.

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Members Of The Senate Judiciary Committee Vote To Confirm Federal Judge Sonia Sotomayor As Supreme Court Justice – The Nation’s First Latina Supreme Court Justice

Mexicans and Americans Thinking Together (MATT), a non-for-profit dedicated to enhancing quality-of-life issues between Mexico and the United States, congratulates the Members of the Senate Judiciary Committee for their vote to confirm Federal Judge Sonia Sotomayor as this nation’s first Latina Supreme Court Justice.

Mexicans and Americans Thinking Together

“We are pleased to see how this process finally focused on the issues and the qualifications of this exceptional candidate. We have full confidence that the Senate will do the same and that our next Supreme Court Justice will be Federal Judge Sonia Sotomayor. This is an extraordinary moment for us as Americans and an unforgettable day as Latinos,” said MATT Chair Alonso Ancira.

The San Antonio-based organization counts with over 300,000 on-line members throughout the country. “Of note to our members is the political courage demonstrated today on behalf of Senator Lindsey Graham (R-SC) who voted in favor of Sotomayor. We congratulate him for voting his conscience and not along party lines,” concludes Ancira.

###

Mexicans and Americans Thinking Together (MATT) was established to serve as the voice of reason influencing policy to improve U.S./Mexico relations. MATT’s mission is to encourage Mexicans and Americans to come together to bridge the gaps of understanding so that we may truly prosper together. MATT has been a vocal advocate for comprehensive immigration solutions, offering innovative public policy solutions, raising public awareness and visiting with policy-makers since 2006. MATT is governed by a Board of Directors comprised of business and thought leaders from the U.S. and Mexico. For more information about MATT.org, visit www.matt.org or call 210-270-0300.

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New Yorkers To March On Washington For Fair Share Of Stimulus Money

City Council Candidate Aaron Fraser is angry at the way in which New Yorkers are being treated in the Federal stimulus package. He will express his ire by leading a citizen’s march on Capitol Hill on March 28, 2009. Marchers will ask politicians to consider New York’s contribution to the overall health of this nation’s economy, which is vastly out of proportion to what the state is being allocated in the stimulus package.

According to Fraser, “I am gravely concerned that New Yorkers will not get their fair share of the stimulus package. That share should reflect our tremendous contribution to this nation’s economy as well as to the world. We have taken the chitterlings from Capitol Hill for far too long. We want a side of beef. Before bridges to nowhere are built; before greedy politicians fill their coffers with cash for their pet projects; the people of New York, you and I, should demand our fair share.”

New York is the hub of international trade and commerce. Aside from being the largest regional economy in the United States, it is home to over 160 different languages and the largest stock exchange in the world. It has commercial real estate worth $802.4 billion and is home to the seventeenth largest economy in the world. New Yorkers contribute over a trillion dollars to this nation’s GDP, which equates to a little over 9% of its total. The City’s budget is larger than the budgets of forty of the U.S. States, including the two U.S. protectorates. The top 25 Fortune 500 companies have headquarters here, not counting others on the exchange who rank lower but have primary offices here. New York is home to half of the 32 largest Chinese corporations.

Aaron Fraser, an Independence Party of America candidate, is running for New York’s 36th District City Council seat, which represents the Brooklyn-Bedford Stuyvesant community.

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One of Them: A First Responder’s Story

One of the first responders who helped clear debris and search for bodies at the World Trade Center site is hoping President-elect Barack Obama doesn’t repeat the mistakes made by the Bush administration in handling the care of his fellow volunteers.

Steven Centore, a nuclear physicist and Navy veteran, was one of the many volunteers who assisted in the immediate aftermath of the September 11, 2001 attack.

Unfortunately, as do many of the other rescue workers, Mr. Centore now suffers from post-traumatic stress disorder and other medically debilitating ailments that have kept him from working. These conditions have required endless surgeries and physical therapy to treat.

In his book, One of Them: A First Responder’s Story, Mr. Centore details the neglect and mistreatment he and his fellow volunteers have suffered at the hands of the government.

“The Bush administration really fumbled this issue,” says Mr. Centore, a lifelong Republican. “The attacks of that day are still having an effect on this country in the wars we fight overseas. But they’re also having an effect here at home.”

Mr. Centore spent months at the World Trade Center and says that exposure to the toxins in the air at the site have crippled or killed thousands of first responders. His book includes some shocking statistics about the health of first responders, including:

• 4,517 people with upper respiratory ailments
• 3,857 with lower respiratory illness
• 398 with lung disease
• 2,616 with asthma
• 1,340 with sleep apnea
• 2,528 with heart conditions caused or worsened by 9/11

“I was appalled at the lack of support and meager financial resources provided to 9/11 first responders by the US government,” says Mr. Centore, who has testified before Congress about the thousands of people just like him who were told that the air at the WTC site was not dangerous.

He adds, “I wanted to tell the story of how I became ill, what the government did and did not do for me, and what happened to me as a result. I’d like to shed some light on the cover-ups that the government has been perpetrating in the news.”

To learn more about how you can help, or to buy the breakout book One of Them: A First Responder’s Story, visit www.SteveCentore.com or www.wadv-oneofthem.com. The book is also available on Borders.com, Amazon.com and BarnesandNoble.com.

For more information about One of Them: A First Responder’s Story, contact Steve Centore directly at Scentore@yahoo.com.

WORLDWIDE ASSOCIATION OF DISABLED VETERANS, INC. and author Steven Centore chose Arbor Books, Inc. (www.ArborBooks.com) to design and promote One of Them: A First Responder’s Story. Arbor Books is an internationally renowned, full-service book design, ghostwriting and marketing firm.

(One of Them: A First Responder’s Story by Steven M. Centore; ISBN: 0-9801274-0-8; $16.95; 208 pages; 5½”x 8½”; softcover; Worldwide Association of Disabled Veterans, Inc.)

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As the country’s economic crisis worsens even while the US government pumps billions of dollars into failing banks and industries, another major threat to the nation’s financial stability is going unnoticed

As the country’s economic crisis worsens even while the US government pumps billions of dollars into failing banks and industries, another major threat to the nation’s financial stability is going unnoticed.

A particularly insidious form of pollution called “stray voltage” is impacting the health and agricultural sectors of American life and business, and the financial consequences could be enormous. 

Stray voltage — electrical current that travels through the ground and the infrastructure we all touch every day — has escaped the attention of major media. But its effect on the economy might be just as devastating as errant Wall Street banks, according to one expert.

Russ Allen, author of Electrocution of America: Is Your Utility Company Out to Kill You?, says, “Stray voltage is a massive tax on the American economy because it causes health problems for people and losses in revenue for farms across the country. The cost to the government could be in the billions.”

Mr. Allen also notes, “Because so many Americans are uninsured, and because stray voltage has been shown to exacerbate conditions such as diabetes and multiple sclerosis, the effect on the economy has been massive. The only problem is that no one is noticing.” 

Stray voltage has been deemed dangerous enough in Wisconsin, Michigan and Canada that legislation was introduced in an effort to regulate it. Most of that legislation has not passed and most people don’t know that it likely runs through the pipes of their homes, showers and pools, and that is has killed people, according to Mr. Allen.

In Electrocution of America, Mr. Allen explores the cost of stray voltage to the economy through his own multimillion-dollar lawsuit against Wisconsin Public Service, which he won. 

“I wasn’t the only one affected. This happens all over the place,” says Mr. Allen. 

According to Electrocution of America, stray voltage hurts the economy in the following ways: 

• Increasing hospital visits 
• Loss of work time due to illness
• Fines and lawsuits resulting from stray voltage mishaps
• Decreased production of product on America’s farms

Russ Allen lives outside of Green Bay, Wisconsin, and is a leader in the movement against electrical pollution animals. He won a multimillion-dollar lawsuit against Wisconsin Public Service for the damage they caused because of a poorly designed electrical distribution system.

Electrocution of America: Is Your Utility Company Out to Kill You? can be found on Amazon.com,  BarnesandNoble.com, Borders.comPriceGrabber.com and Ecampus.com

For more information, contact the author directly at allen4568@sbcglobal.net.

GLENMORE BOOKS and author Russ Allen chose Arbor Books (www.ArborBooks.com) to design and promote Electrocution of America: Is Your Utility Company Out to Kill You? Arbor Books is an internationally renowned, full-service book design, ghostwriting and marketing firm. 

(Electrocution of America: Is Your Utility Company Out to Kill You? by Russ Allen; ISBN: 0-9779685-0-2; $22.95; softcover; 5½” x 8½”; 406 pages; GLENMORE BOOKS)

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Guilt By Association, A Book That Delivers On Its Promise To “Make Treason Transparent”

In a searing indictment of U.S.-Israeli relations, a former counsel to the U.S. Senate publishes Guilt By Association, a book that delivers on its promise to “make treason transparent.”

This in-depth account offers what former Congressman Paul Findley calls a “persuasive study of how stealth, deceit and cunning helped create today’s situation in the Middle East.” Chronicling the impact wielded on U.S. politics by elites and extremists loyal to Tel Aviv, Guilt is destined to provoke debate on Israel’s legitimacy as a sovereign state.

An adviser on financial policy to the governments of 35 countries, author Jeff Gates shows how treason became systemic by those skilled at displacing facts with what people can be deceived to believe. That duplicity includes a false belief in Iraqi WMD and mobile biological weapons laboratories and a widely shared “consensus” faith in the infallibility of unfettered financial markets.

Offering a sophisticated analysis crafted in layman’s language, Guilt describes how those complicit prey on faith as a means to influence behavior. Tracing this lineage of trans-generational manipulation to organized crime from the 1920s, the author offers a new context for grasping how corruption grew to global scale through the exploitation of manipulated beliefs.

A widely acclaimed author, attorney, investment banker, educator and consultant to government, corporate and union leaders worldwide, Jeff Gates’ previous books include Democracy at Risk: Rescuing Main Street From Wall Street and The Ownership Solution: Toward a Shared Capitalism for the 21st Century. Endorsers for these books include CEOs, heads of state, legislators, educators, commentators and Nobel laureates in peace and economics.

This book is available now. For more information, or to order, go to www.criminalstate.com.

Guilt by Association: How Deception and Self-Deceit Took America to War is poised to become the first in a best-selling Criminal State series. (ISBN: 978-0-9821315-0-3; $27.95; 320 pages; 5½” x 8½”; perfect bound soft cover; State Street Publications).

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Dr. Michael W. Cantrell, Sr. the visionary behind The Federal Housing Recovery Plan (FHRP) believes that once enacted, the FHRP will enable the housing industry to recover in less than 24 months from the date of its implementation

Dr. Michael W. Cantrell, Sr. the visionary behind The Federal Housing Recovery Plan (FHRP) believes that once enacted, the FHRP will enable the housing industry to recover in less than 24 months from the date of its implementation. It will allow people who own a primary residential home the opportunity to save their home from foreclosure, ensure that property values will not decline due to the restructuring of loans, and mostly it will protect the everyday citizen and taxpayer from having to foot the bill for a bail-out plan and instead will secure the value of their homes.

The Federal Housing Recovery Plan is designed to bring liquidity to the markets and make at-risk securities more valuable and buyable on the open market; therefore lessening the effect of government involvement. The securities backed by this plan would inevitably yield a 102% increase in face value. Most importantly, it will not drive down the market prices of homes in and around the neighborhoods of people who do not require the assistance of FHRP and they will not be affected by the restructuring of FHRP Mortgages.

A brief example of how FHRP Mortgages will work –

Problem:
An individual or family owes $150,000.00 to their current lender and property values decline by 20% (on average) reducing the value of their property by roughly $30,000.00, and this individual or family cannot effectively pay their mortgage at the current rate of interest, but also cannot refinance their property due to the declining market values. However, they can afford to pay a portion of the mortgage loan payment every month, but that is not enough for their lender.

Solution:
The Government, through the
FHRP would buy this mortgage for .62 on the dollar. This, in turn, would free up the liquidity of the banks or investment firms that otherwise would write off this type of loan to zero dollars; thus allowing funds to flow for the institution to lend more money.

The FHRP Mortgage Representative would negotiate the mortgage payment terms with the homeowner(s) to an amount they could afford monthly enabling them to stay in their home. The original mortgage loan would be back figured to a first lien mortgage that was agreed upon-becoming an FHRP Mortgage.

The difference between the old and new loan amounts would be held by an FHRP Mortgage Bond for up to 15 years with no interest due and be recorded as a second lien on the property. This lien would be required to be paid off when the property is sold or refinanced at or prior to the maturity date.

Conclusion:
The Federal Housing Recovery Plan enables the family to stay in their home, make affordable monthly payments, and not reduce the mortgage amount thus not reducing the value of other homes in their neighborhood.

The new mortgage at the lower negotiated amount now becomes valuable for servicing because the family is consistently paying their mortgage payments. When people are paying on their mortgages, banks and investment firms would be inclined to buy these FHRP Mortgages because they know they are secure.

Dr. Cantrell believes that in 15 years or less the housing market will rise to the point that their property value would also rise above their first and second mortgage liens. The family’s income will rise during this 15 year period also and will allow their credit to cure so they may be able to refinance the FHRP Mortgage and the government held second lien FHRP Mortgage Bond with traditional institutional banks, mortgage bankers… etc.

The second liens will be securitized by United States Savings Bonds. FHRP Mortgage Bonds will be sold to the general public, not companies, for .75 on the dollar. The Treasurer would determine when the bonds would pay out at 100%.

This is a short version of Dr. Cantrell’s plan to bring this country out of its current turmoil and bring the foreclosure rate down to about 1.5%.

Dr. Cantrell has been working in the mortgage industry for almost 20 years starting out as a mortgage broker in 1989, then working his way through the industry closing loans and selling bundles of quality mortgage loans to investment institutions on the secondary mortgage market. While other lending institutions began offering interest only loans and option arms – his company did not, as they knew this new way of lending with a potential negative amortization would lead to disaster in the long term.

Dr. Wald Carum of Almeda University recently had this to say about Dr. Cantrell’s FHRP: “This Plan demonstrates a breadth and depth of knowledge about its subject that can only come from a true outside the box thinker and experienced businessman. Drawing upon his life experience as well as his training as an MBA, Dr. Cantrell has constructed a workable and simple plan to help America out of its current housing crisis. In this nearly unprecedented time of financial turmoil, Dr. Cantrell recognizes that the essence of the problem and the solution lie within the housing market. As Dr. Cantrell succinictly theorizes, “The Federal Housing Recovery Plan is designed to bring liquidity to the markets and make at-risk securities more valuable and buyable on the open market; therefore lessening the effect of government involvement.” The last phrase is key to avoiding a slide into socialism. Dr. Cantrell’s plan maintains the predominance of capitalism and the free market system while allowing “the family to stay in their home, make affordable monthly payments, and not reduce the mortgage amount thus not reducing the value of other homes in their neighborhood.” Congress would do well to give Dr. Cantrell’s plan a thorough consideration and hearing. It makes more sense than anything I’ve read the past two months. I applaud Dr. Cantrell for his excellent efforts, for which he richly deserves his doctorate degree from Almeda University.” Wald Carum, PhD

Dr. Cantrell states “I look at this FHRP as a way to right a wrong. I have been on both sides of the fence. The banks and investment firms got on the wrong side of the fence and we now have to correct it. I offer my extensive knowledge to bringing this back into the right perspective and am very passionate about helping America out of this crisis.”

America is angry. Especially the 90% of people who are able to make their payments on time and are watching the value of their homes continuing to decline due to foreclosures that are selling for .50 on the dollar. This plan will reduce or eliminate declining home values. It will close the Gaps, Fannie Mae, Freddie Mac, and FHA now in place and will bring confidence to the general public that their housing values will remain stable, and their investments, 401Ks and retirement plans that are tied to the financial market will also recover. This is a true recovery plan.

FHRP Mortgage and FHRP Mortgage Bonds must become a reality – our future depends on it. This plan can start working in as little as 90 days. Contact Dr.Michael W. Cantrell, Sr. mcantrell@fhrpmtg.com or visit the website for a free copy www.fhrpmtg.com for more information on this plan that he hopes will get before the right government officials quickly. For a more detailed example or a copy of frequently asked questions please contact Michael Cantrell or his virtual assistant Marie Tucker of Girl Friday Services of Maine at girlfridayservices08@yahoo.com or visit www.fhrpmtg.com.

Dr. Michael W. Cantrell, Sr. has the experience, knowledge and information on exactly how we can turn the troubled housing market into a booming housing market.

Get the full plan www.fhrpmtg.com or email mcantrell@fhrpmtg.com. 

Via EPR Network
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